There are a few things to consider when transferring dog insurance between different companies:

• Many dog insurances have commitment periods, then you can only cancel your insurance at the end of a policy period.

• To get the best possible coverage with the new insurance, make sure it starts immediately when the old one ends. A gap between insurances would mean you will have waiting periods that you could otherwise avoid, and there are certain conditions that are advantageous for animals that have been insured without interruption since before the age of 120 days.

We can help you piece together the company change smoothly! When calculating your price proposal and customising your insurance, you can let us retrieve information about your current insurance. That way, we can ensure that your new insurance starts when the old one ends and give you the opportunity to let us cancel the old insurance for you. This way, you can avoid unnecessary hassle while feeling confident that the dates are correct!

If your dog has a medical history (especially in the last 24 months), you should carefully consider if switching insurance companies is a good idea since your new insurance will not cover previous issues!

⚠️ Life insurance can only be purchased together with a veterinary care insurance.

For more information on what the life insurance covers, see "Overview of what's included" in our insurance terms.

Life insurance gives you a little extra protection on top of your veterinary care insurance. It includes coverage if your dog or cat becomes so seriously ill or injured that, according to veterinary medical expertise, it needs to be put down. For more information on what the life insurance covers, see "Overview of what's included" in our insurance terms.

⚠️ Life insurance can only be purchased together with a veterinary care insurance. For more information on what the life insurance covers, see "Overview of what's included" in our insurance terms.

Life insurance for dogs 🐶

The life insurance amount for your dog cannot exceed what you paid for the dog, with a maximum of 30,000 SEK. The life insurance will expire in the insurance year the dog turns eight, ten or twelve, depending on breed. Life insurance can be purchased up until the dog turns four or six years old, also depending on breed.

Life insurance for cats 🐈

You can purchase life insurance for your cat up to the amount you paid for the cat, with a maximum of 10,000 SEK. The life insurance for your cat will expire from the insurance year your cat turns thirteen. Life insurance can be purchased up until the cat turns six years old.

The deductible is the part of the vet cost that you have to pay yourself in the event of an injury. We reimburse the rest.

Fixed deductible is only paid at the first vet visit each deductible period. Lassie's deductible period is 365 days and coincides with the insurance period.

Variable deductible is paid for each injury. It is a pre determined percentage of the veterinary cost (after any fixed deductible has been paid).

You choose the level for your fixed and variable deductible when you purchase your pet insurance and you can see it in your insurance letter. The size of the deductible affects the price of the insurance. A higher deductible results in a lower insurance price. You can test how your price is affected by the size of the deductible when you calculate a price proposal.

Example of a deductible for dog insurance:

Let's say your vet visit costs 12 000 SEK. You have a fixed deductible of 1 900 SEK and a variable deductible of 15%.

• You pay: 1 900 SEK (fixed excess) + 1 515 SEK (variable excess calculated on 10 100 SEK (12 000 kr - 1 900 SEK)) = 3 415 SEK

• Lassie reimburses the remaining amount: 8 585 SEK

If you are importing a cat or a dog or if you have a cat or a dog that is imported, you buy your insurance through our regular signup.

Good to know about getting an insurance for an imported cat or dog:

• The pet must be in Sweden when the insurance takes effect.

• Injuries, illnesses or other problems that the pet brought with it to Sweden are not covered.

• You won't have to show us any certificates, but we assume you follow the law for import of pets. Visiting the Swedish Board of Agriculture will let you know what is expected.

We offer three different options for dog insurance - Bronze, Silver and Gold. Life insurance can be added to each package.

Bronze: Covers veterinary care costs up to SEK 30 000 per policy year

Silver: Covers veterinary costs up to SEK 60 000 per policy year

Gold: Covers veterinary costs of up to 160 000 per policy year (the largest coverage on the market!)

For more information on the different options and what they cover, please see our policy conditions or get a quote.

The veterinary care insurance generally does not cover conditions your pet had before you took out the insurance. However, you can choose the "Pre-existing conditions" add-on when insuring your cat or dog with us. If the same condition reoccurs, you may then receive compensation for your pet's care.

Reimbursement
Covers up to SEK 10 000 per insurance year if a condition your pet had before being insured with Lassie comes back. The compensation is included in your chosen maximum coverage and follows the same deductible as your base insurance.

Terms and conditions
Your pet must have been free from symptoms, treatment, medication, and examinations for three months from the last day of treatment for the condition. The add-on does not apply to certain diagnoses such as allergies, chronic illnesses, or specific joint diseases. Read the terms and conditions here.

Deductible
The compensation is included in your selected maximum coverage and has the same deductible as your base insurance.