Breeder insurance

The breeder's insurance applies in the Nordic countries. All puppies or kittens must be born in Sweden and stay in Sweden until delivery for the hidden defect insurance to be valid. N.B: this is a limitation compared to the regular veterinary care insurance.

See the Breeder Insurance section in the terms and conditions.

Life with usability can provide compensation if the dog or cat loses its breeding ability. You can then receive a compensation equivalent to the animal's value (but not more than the life insurance amount).

The breeder's insurance provides compensation for many of the unexpected veterinary costs that may arise in connection with breeding.

Congratulations! Contact us so that we can activate their insurances.

It partly depends on your regular insurance that determines your insurance amount. Some parts also have their own maximum amounts.

• Veterinary care insurance: 30,000 kr/litter

• Life insurance: Market value or up to 10,000 kr/dog or 8,000 kr/cat. (Autopsy and cremation 1,000 kr)

• Hidden defects: Compensation for veterinary care is at most the animal's sales price but not more than 25,000 kr. Compensation for the life value of the dog or cat is max 25,000 kr. (Compensation for autopsy and cremation max 5,000 kr.)

All details about what is included in the breeder’s insurance can be read in the terms and conditions.

All puppies and kittens (under six months of age) get a 50% discount on their veterinary care insurance for the first six months. If the buyers also use your code, they get an additional 200 SEK off!

Where do I find my discount code?

You will receive an email with a discount code for each breeder insurance. If you have a breeder insurance, you have already received an email, and if you take out a new breeder insurance, you will receive an email at that time. Please note that this is not the same discount code you find in the app!

When do I get a discount and when do you pay out money?

As long as you still have payments left for the current insurance year (for your veterinary care insurance, any life insurance, and any previous condition insurance), the discount will be deducted from those payments. Once the annual price for the entire current insurance year has been fully paid, we start making payouts. This applies whether you have annual or monthly payments. Discounts are applied and payouts are made once the customer who received the code has made their first payment. The total amount of discounts and payouts can therefore exceed the annual price of your veterinary care insurance. Please note that the discount only applies to the current insurance year.

Whether it is possible for you to earn money from the breeder discount depends on your insurance price and the size of your litters.

Example: Your cat has an annual premium of 2,500 kr. For your price to be reduced to  kr, five of your buyers need to purchase Lassie’s veterinary care insurance using your code (2,500/500 = 5). If you have already paid 2,000 kr at that point, you will receive a payout of 500 kr. If you recruit more customers during the year, we will continue to make payouts. (You may only give your breeder discount code to buyers of your kittens or puppies.)

How does the discount work if I have several veterinary care insurances or several breeder insurances? Which insurance gets the discount?

Each discount code is linked to a specific veterinary care insurance. Discounts and bonuses are calculated and paid out based on that particular veterinary care insurance, and each buyer can only use one of your codes. This means you can receive payouts for a discount code linked to one of your animals even if you still have premiums left to pay for your other animals.

I'm having issues with the code! What should I do?

You are more than welcome to contact our customer support and they will help you!