Breeders' insurance

We help you as a breeder to take care of your four-legged friend's litter of puppies and cats in the best possible way. The insurance is taken out individually per animal and you can choose additional options that suit you and your breeding style. We're available from 8am to 9pm every day and you can easily get a discount on your insurance by earning points on our app.


  • Caesarean section and fertility
  • Hidden fault insurance for breeders
  • Puppy and cat litter insurance - Veterinary Care and Life Insurance

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Mini

Mini
Between
Great
Veterinary care

Up to this amount, the insurance covers veterinary care for accidents and illness per year. Veterinary care covers the entire life of the dog or cat.

Life insurance

Life insurance is optional and can be added to your policy. It is paid out if your dog or cat dies as a result of an injury or illness.

Hidden errors

Hidden defects are included if your puppy/kitten was examined by a veterinarian before 120 days of age and has been continuously insured for veterinary care before 120 days of age.

Free veterinary consultations

All Lassie's insurance customers have free digital veterinary care calls.

Teeth

Covers dental care in the event of an accident such as playing in the woods and FORL/TR (after a waiting period of 12 months).

30 000 kr/year
Valbar
Yes, up to 30 000 kr
Free veterinary calls via FirstVet
Yes
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Hidden defects apply to a disease or defect that developed prior to examination by a veterinarian and was not detected during the veterinary inspection.

Veterinary care for the puppy/kitten from birth to the day of delivery to the new owner or foster carer, up to 4 months of age, with a total veterinary fee of SEK 30 000 for all the members of the litter. In the event of death or euthanasia due to established illness or injury between the ages of five and 12 weeks, compensation will be paid at the rate of SEK 10 000 per puppy and SEK 8 000 per kitten (with a maximum market value).

An investigation may be replaced when a male is suspected of being sterile and if a bitch/female does not become pregnant after mating.

For those with Mini, we will replace a caesarean section, provided the female has not been delivered by caesarean section before. For those with Medium/Large, we will replace two caesareans. However, the female can be delivered by Caesarean section a maximum of two times during her life.

The insurance has a waiting period of 60 days for a caesarean section.

Life insurance for breeders has a maximum amount of 50 000 SEK for dogs and 20 000 SEK for cats. Compensation is paid if your dog or cat dies as a result of an injury or illness.

Add a usefulness insurance with regard to breeding or hunting. Compensation is provided if the dog/cat loses an attribute it has been proven to have or if it loses the ability to reproduce.

Get rewarded when you invite

Invite your puppy and kitten buyers and get a discount on your insurance. When they buy insurance from Lassie, they also get the same discount on their insurance. You can find and share your personal code in the Lassie app.

What do our customers think?

OBS❗️ You can only buy Life with usefulness for your dog/cat if you buy veterinary and life insurance at the same time.

For more information on what Life with Usefulness covers - please see "7. Life with Usefulness (optional supplement to Life Insurance)" in our policy conditions.

Supplementary insurance: Life with Usefulness

If you buy Life Insurance, you can add Life with Utility with respect to breeding, but it also includes hunting dogs.

The insurance applies, among other things, if the dog loses the hunting ability it has been proven to have had as a result of a disease with clinical symptoms or an accident, or if a bitch or female cat loses the ability to reproduce as a result of a disease with clinical symptoms before the age of 24 months.

In the event of loss of usefulness, the market value of the dog/cat is reimbursed, but not more than SEK 20 000 for cats and SEK 50 000 for dogs (the market value must be underlined, for example, by a receipt).

Life with usability is not reimbursed if compensation has already been paid from the life insurance - and vice versa.

OBS❗️ You can only buy these insurances for your dog/cat if you buy veterinary insurance at the same time.

For more information about the additional insurances, please have a look at our insurance conditions.

Basic insurance

We offer three basic insurance policies - Mini, Medium and Large. If you wish to purchase one of our additional insurances, you first need to choose a basic insurance that suits you. You can find out more about our dog insurance and cat insurance here.

Additional insurance: life insurance

Life insurance for breeders has a maximum amount of €20,000 for cats and €50,000 for dogs. Compensation is paid if your cat or dog dies as a result of an injury or illness.
Life insurance is not reimbursed if compensation has already been paid from Life with usefulness - and vice versa.

Supplementary insurance: Life with usefulness

If you buy Life insurance, you can add Life with usefulness for breeding purposes, but it also includes hunting dogs.

The insurance applies, among other things, if the dog loses the hunting ability it has been proven to have had as a result of an illness with clinical symptoms or an accident, or if a female dog or female cat loses the ability to reproduce as a result of an illness with clinical symptoms before the age of 24 months.

In the event of loss of usefulness, the market value of the dog/cat is reimbursed, but not more than SEK 20 000 for cats and SEK 50 000 for dogs (the market value must be underlined, for example, by a receipt).

Life with usability is not reimbursed if compensation has already been paid from the life insurance - and vice versa.

Additional insurance: breeder's insurance for dogs and cats
You can only purchase Breeders' Insurance as a supplement to the basic insurance provided you intend to use your dog/cat for breeding. The insurance includes:
An additional caesarean section

For you with Mini, we will reimburse one caesarean section, provided that the female dog/cat has not been delivered by caesarean section before. For those with Medium/Large, we will reimburse two caesarean sections. However, the female may be delivered by Caesarean section a maximum of two times during her life.
Puppy and cat litter insurance

Veterinary care for the puppy/kitten from birth to the day of delivery to the new owner or foster carer (up to four months of age), with a total veterinary benefit of €30,000 for the whole litter. In the event of death or euthanasia due to established illness or injury between five and twelve weeks of age, the market value of the puppy/kitten will be reimbursed, up to a maximum of SEK 10 000 per puppy and SEK 8 000 per kitten.
Fertility study

An investigation may be reimbursed when a male dog/male cat is suspected of being sterile and if a female bitch/failure to conceive after mating. A prerequisite is that the dog/cat has been continuously insured with Lassie's breeder's insurance or the equivalent in another animal insurance policy since before the age of four months.
Hidden Fault Insurance

Latent defects apply to illness or defect that developed prior to examination by a veterinarian and was not detected during the veterinary inspection. This insurance is valid for three years from the date of delivery of the puppy/kitten.

As the price is affected by the age of the dog/cat, the price will increase slightly with age. Exactly how much is not possible to say. We also need to take into account general price increases, such as increases in veterinary costs.

That said, we are working hard to avoid any major price changes. The only thing we can promise is that we will give advance notice of any increase and that we have no lock-in period. We don't lock you in as a customer so if you are unhappy you can switch from us.

You can add an animal to your current policy in our app and on the website.

If you buy a new policy online and already have another dog or cat insured with us, you'll need to link up with BankID again in the app for the policy to show up there.

If your dog or cat has an accident, this could mean your dog swallowing a foreign object or your cat falling out of a tree. Illness that occurs during the waiting period does not count as an accident.

For more information, please take a look at our policy conditions.

Our deductible period is 365 days. You pay the fixed excess only once per insurance year, regardless of the number of visits to the vet. You pay the variable excess on each claim.

The excess is the part of the cost of the claim that you have to pay yourself each time you make a claim. Lassie offers different options for fixed and variable excess. The deductible you have chosen is shown in your policy.

Fixed and variable deductibles basically mean that you choose a fixed deductible that is deducted for veterinary visits. If the cost of the visit exceeds your deductible amount, you pay a percentage of the amount remaining after the fixed deductible is paid. The remaining amount is the reimbursement we pay out.

Example of deductible:

Let's say your veterinary visit costs £12,000. You have a fixed deductible of SEK 1 500 and a variable deductible of 15%.

  • You pay: SEK 1 500 (fixed deductible) + SEK 1 575 (variable deductible calculated on SEK 10 500 (SEK 12 000 - SEK 1 500)) = SEK 3 075

  • Lassie reimburses the remaining amount: 8 925 kr

With a high deductible, Lassie pays out a smaller amount each time a claim is made, which means you get a lower insurance price with us. With a low deductible, Lassie pays out a larger amount for each claim, which means you get a higher insurance price with us. Choose the deductible that suits you and your situation.

Our deductible period is 365 days. You pay the fixed excess only once per insurance year, regardless of the number of visits to the vet. You pay the variable excess each time you make a claim.

You can insure your puppy or kitten from the age of six weeks.

Yes, we cover hidden defects if your puppy/kitten has been examined by a vet before 120 days of age and has been continuously insured for veterinary care before 120 days of age.

A latent defect means that a disease or defect has started to develop before examination by a vet but is not detected during veterinary inspection.

You can buy insurance from us without a veterinary certificate. The waiting period is then 14 days for illness. For accidents it applies immediately. You can buy the insurance only when the dog/cat is in Sweden.

Since it is an imported dog/cat, we would like to draw your attention to this:

  • The insurance does not apply to illness caused by parasites and/or illness caused by infection that the dog or cat brought with it when it was brought to Sweden. The insurance is also not valid for injury and/or problems that the dog or cat brought with it when it was brought to Sweden.

The insurance is valid in the Nordic countries. It is also valid for temporary visits of up to one year to countries in Europe, to which the animal may be brought and returned without quarantine according to the Swedish Board of Agriculture's regulations. For longer stays abroad (more than 3 months), you must inform us in advance and obtain our approval.

Contact us via the chat in the app or the website and we will help you!

If you have a monthly payment, we will deduct money for your insurance on the 28th of each month. If you have an annual payment, we will deduct money 15 days after your insurance becomes active.

The veterinary care amount is the amount we can reimburse you per year for veterinary care. The amount of veterinary care is per policy year and when your policy is renewed, your amount is also reset. Mini, Medium and Large have three different maximum limits.

  • Mini: 30 000 kr

  • Medium: 60 000 kr

  • Large: 150 000 kr

No, we won't pay for damage if you make money from your pet or if it's part of a business.

You don't have to choose the same insurance as your breeder. If you insure your puppy or kitten before it is 120 days old (about 17 weeks), the insurance will apply immediately (no waiting period). However, a Swedish veterinary certificate with no remarks is required. The certificate needs to be issued within seven days of the start of the insurance.

You can insure your puppy or kitten from the age of six weeks.

Yes, we do and we even have the best opening hours for direct regulation in Sweden. Your veterinarian has the possibility to directly report an injury to us every day from 08-21 (except holidays).

When the claim is settled directly, you won't be out of pocket and you'll only have to pay for the fixed and variable excesses. Lassie settles the rest directly with the vet - great, eh?

Read more about direct settlement here.

Our insurance has a waiting period of 14 days. This means that the insurance does not cover illnesses that appear within 14 days of the start of the insurance.

The waiting period does not apply to accidents.

For a puppy or kitten insured before it is 120 days old, the insurance applies immediately (without a 14-day waiting period) if there is a veterinary certificate with no remarks. The certificate must not be more than seven days old.

If you switch insurance to us at Lassie directly from another Swedish pet insurance policy, the insurance will apply immediately without a waiting period, provided that the scope of the insurance is the same. If you change to a higher cover with us, there will be a waiting period, but only on the increase.

For caesarean sections, the waiting period is 60 days.