Question 1

How do I get a breeder's insurance?

Accepted Answer

If you already have a pet insurance with Lassie, you can contact our customer service to add the breeder insurance.

If you are a new Lassie customer, you can add the breeder's insurance yourself when you purchase your regular insurance.

Question 2

Whom is Lassie's breeder insurance suitable for?

Accepted Answer

If you are planning to let your dog or cat have a litter, you can get our breeder's insurance. You do not need to have a registered kennel to buy our breeder's insurance.

Question 3

What does the breeder insurance cost?

Accepted Answer

Cat: 100 kr/year

Dog: 200 kr/year

The breeder's insurance is valid and paid for one year at a time. It is not possible to get the money back if the breeder's insurance is terminated prematurely.

Question 4

When should I get breeder's insurance?

Accepted Answer

You can purchase breeder's insurance almost whenever you want, but there are a couple of things that can be good to know about the insurance's start date:

To be sure the fertility exam is included, the dog or cat must have had a breeder's insurance since before 120 days of age. (It can also be covered if the dog or cat already had a litter.)
For cesarean sections to be covered, the bitch/queen must have been insured with Lassie for at least 60 days.

Question 5

Should I take out breeder insurance for the mother, father or the young ones?

Accepted Answer

Lassie's breeder insurance is not a Multi Pet Insurance.

If you take out breeder insurance for the prospective mother, both she and the young ones get protection. If you take out breeder insurance for the prospective father, you can get compensation for his fertility testing.

When the young ones move away from home or become older than 120 days, they need their own veterinary care insurance.

Question 6

How long is the breeder's insurance valid for?

Accepted Answer

The insurance period is one year and the insurance is automatically renewed until you choose to terminate. If you terminate the breeder's insurance in the middle of an insurance period, no refund will be made.

Some parts of the insurance have their own time limits.

Hidden defects: 3 years from delivery, however, no longer than 3 years and 90 days.
Veterinary care (offspring): From birth to delivery or a maximum of 120 days.
Life insurance (offspring): From five weeks of age to delivery or a maximum of 12 weeks.

Question 7

When do kittens/puppies need their own veterinary insurance?

Accepted Answer

Kittens or puppies are no longer covered by the breeder's insurance for veterinary care after delivery or at most 120 days.

If the kittens or puppies are going to get new homes, it might be a good idea to talk about insurance with the new owners in advance. It can, in fact, be an advantage if the pet avoids gaps in its insurance, so it can be good if the new insurance starts on the delivery day.

Question 8

What is the deductible for the breeder's insurance?

Accepted Answer

Mainly, the same conditions apply as for your regular veterinary care insurance (dog insurance or cat insurance). However, for the babies' veterinary care insurance, a separate fixed deductible applies, and the young ones' life insurance and the hidden defects insurance apply without a deductible.

Question 9

Where does the breeder insurance apply?

Accepted Answer

The breeder's insurance applies in the Nordic countries. All puppies or kittens must be born in Sweden and stay in Sweden until delivery for the hidden defect insurance to be valid. N.B: this is a limitation compared to the regular veterinary care insurance.

Question 10

What is not covered by Lassie's breeder insurance?

Accepted Answer

See the Breeder Insurance section in the terms and conditions.

Question 11

What is the difference between a Breeder Insurance and a Life with Usability Insurance for breeding?

Accepted Answer

Life with usability can provide compensation if the dog or cat loses its breeding ability. You can then receive a compensation equivalent to the animal's value (but not more than the life insurance amount).

The breeder's insurance provides compensation for many of the unexpected veterinary costs that may arise in connection with breeding.

Question 12

The kittens or puppies are born. What happens now?

Accepted Answer

Congratulations! Contact us so that we can activate their insurances.

Question 13

How much compensation can the breeder’s insurance provide?

Accepted Answer

It partly depends on your regular insurance that determines your insurance amount. Some parts also have their own maximum amounts.

Veterinary care insurance: 30,000 kr/litter
Life insurance: Market value or up to 10,000 kr/dog or 8,000 kr/cat. (Autopsy and cremation 1,000 kr)
Hidden defects: Compensation for veterinary care is at most the animal's sales price but not more than 25,000 kr. Compensation for the life value of the dog or cat is max 25,000 kr. (Compensation for autopsy and cremation max 5,000 kr.)

All details about what is included in the breeder’s insurance can be read in the terms and conditions.

Question 14

Do the puppies/kittens get a discount at Lassie's when they leave the nest?

Accepted Answer

All puppies and kittens (under six months of age) get a 50% discount on their veterinary care insurance for the first six months. If the buyers also use your code, they get an additional 200 SEK off!

Question 15

How does the breeder referral discount work?

Accepted Answer

Where do I find my discount code?

You will receive an email with a discount code for each breeder insurance. If you have a breeder insurance, you have already received an email, and if you take out a new breeder insurance, you will receive an email at that time. Please note that this is not the same discount code you find in the app!

When do I get a discount and when do you pay out money?

As long as you still have payments left for the current insurance year (for your veterinary care insurance, any life insurance, and any previous condition insurance), the discount will be deducted from those payments. Once the annual price for the entire current insurance year has been fully paid, we start making payouts. This applies whether you have annual or monthly payments. Discounts are applied and payouts are made once the customer who received the code has made their first payment. The total amount of discounts and payouts can therefore exceed the annual price of your veterinary care insurance. Please note that the discount only applies to the current insurance year.

Whether it is possible for you to earn money from the breeder discount depends on your insurance price and the size of your litters.

Example: Your cat has an annual premium of 2,500 kr. For your price to be reduced to kr, five of your buyers need to purchase Lassie’s veterinary care insurance using your code (2,500/500 = 5). If you have already paid 2,000 kr at that point, you will receive a payout of 500 kr. If you recruit more customers during the year, we will continue to make payouts. (You may only give your breeder discount code to buyers of your kittens or puppies.)

How does the discount work if I have several veterinary care insurances or several breeder insurances? Which insurance gets the discount?

Each discount code is linked to a specific veterinary care insurance. Discounts and bonuses are calculated and paid out based on that particular veterinary care insurance, and each buyer can only use one of your codes. This means you can receive payouts for a discount code linked to one of your animals even if you still have premiums left to pay for your other animals.

I'm having issues with the code! What should I do?

You are more than welcome to contact our customer support and they will help you!

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Breeder insurance