How do I find the best pet insurances in Sweden in 2026?
Finding the right protection for your dog or cat is not always easy, despite the large selection of pet insurance. To find the best insurance for your pet, it’s worth thinking about what matters most to you — and then checking which insurance option best matches your needs. Feel free to read our guide on how to choose pet insurance!
We have noticed that some of the most common questions pet parents ask are: "Which pet insurance is the best?" and "How satisfied are other customers?". We will answer those questions here.
Which pet insurance is best in 2026?
One size fits all rarely works — and the same goes for pet insurance. There isn’t one insurance policy that’s best for everyone. That said, there are certain factors that matter more to many dog and cat owners. The internet is full of comparison sites that name “best in test” insurers based various factors. We want to highlight the comparison from the Swedish Consumers’ Insurance Bureau (Konsumenternas Försäkringsbyrå) instead.
The Swedish Consumers’ Insurance Bureau
The Swedish Consumers’ Insurance Bureau is an independent foundation that provides facts and guidance on insurance. Their experts also put together comparison tables that make it easy to compare cat and dog insurance policies.
Lassie’s dog insurance package Gold ranks at the top – again!
Once again, Lassie’s Gold package (formerly Stor) has earned a top ranking in the Swedish Consumers’ Insurance Bureau’s dog insurance comparison. With 4.5 out of 5 points, Lassie ranks at the top for the fourth consecutive year (2022–2025).
Cat insurance policies aren’t scored, but they are compared. Do check out the Swedish Consumers’ Insurance Bureau’s website for overviews and comparisons.
What do the experts evaluate?
The Swedish Consumers’ Insurance Bureau evaluates pet insurance based on the policy terms. When assigning scores, they focus especially on the factors that matter most to the average consumer. The main areas they look at are:
Veterinary care compensation: The single most important factor.
Comprehensive veterinary care: Coverage for, among other things, medicine, rehabilitation, and advanced diagnostics, such as MRI and CT examinations.
Life insurance: The life insurance amount is a key factor.
More things that can make a pet insurance great
The Swedish Consumers’ Insurance Bureau compares policy terms, which is a good place to start. But there are also other factors that can affect which insurance is the best fit for you and your pet.
For many people, price is a deciding factor. Take a look at our lists showing example costs for insuring popular dog breeds with Lassie in 2026, and what it might cost to insure common cat breeds with Lassie in 2026.
Another important factor is how happy other customers are.
Very High Customer Satisfaction 2026
A strong protection is not enough if the service does not measure up. Therefore, the Swedish Quality Index (SKI) conducts an independent survey of customer satisfaction every year. For the second year in a row (2024 and 2025), Lassie received the highest score in the pet insurance category. The SKI report is based on nearly 2,000 interviews with pet insurance customers. While general market satisfaction dropped in 2025, Lassie ranks at the top with 78 out of 100 points (market average: 64.2). A score above 75 is considered "excellent" in this index and demonstrates extremely strong customer loyalty.
What do customers appreciate most?
SKI also identified the factors that contributed most to Lassie’s high customer satisfaction:
Simplicity and ease of use: Customers appreciate the smooth digital experience via the app – without complicated paperwork.
A proactive partnership: The preventive way of working that helps pet parents reduce the risk of injuries and illnesses.
Speed and care: Cases are handled quickly, often with direct settlement, combined with support described as accessible and human.
Which of our plans is the best one for you?
Lassie offers clear, flexible options that you can tailor to your life and needs. You can choose from three levels of cover – all of which include vet care, but differ in how much they cover and what’s included. For full details and information about limitations, check out our policy terms. And feel free to get in touch if you have any questions!
Bronze: Solid basic protection
Covers veterinary costs up to 30,000 kr per year.
Dental care: Includes coverage for accidents and TR (FORL).
Digital vet calls: Included.
Hidden faults: Included (but see terms).
Deductible: Selectable.
Silver: The all-round package
Veterinary care coverage up to 120,000 kr per year.
Includes compensation for medicine (up to 6,000 kr/year) and rehabilitation (up to 6,000 kr/year).
Advanced diagnostics: Included (e.g., MRI and CT).
Special coverage: Includes prescription food (up to 3,000 kr/year), milk teeth, and C-sections.
Dental, digital vet & hidden faults: Included (but see terms).
Gold: Our most comprehensive protection
Veterinary care coverage of up to 160,000 kr per year.
Our highest compensation for medicine (up to 160,000 kr/year) and rehabilitation (up to 12,000 kr/year).
Special coverage: Includes prescription food (up to 6,000 kr/year), radiation and chemotherapy, milk teeth, and C-sections.
Dental, digital vet & hidden faults: Included (but see terms).
Selectable deductible for all plans. Life insurance and breeder insurance can be added as optional extras.
See your price now.No restrictions on breed or age
Lassie stands for inclusion. We have no breed restrictions and no age limits for our vet care insurance. All dogs and cats are welcome and receive access to the same comprehensive cover, no matter their breed or age. For pets with a higher risk of certain conditions, this may mean a higher price. You can read more about pricing in our articles on the cost of insuring popular dog breeds with Lassie in 2026 and the cost of insuring popular cat breeds with Lassie in 2026.
More than just insurance: Lassie's prevention program
What sets Lassie apart is our focus on preventing injuries and illnesses before they occur. In the Lassie app, you can gain knowledge about your dog's or cat's health. This pays off in two ways:
You may reduce the risk of illnesses and injuries
Collected points can be converted into a discount of up to 500 kr on your annual insurance price.
