How much does cat insurance cost in Sweden in 2026?

Cats go their own way – and have their own needs. As a cat parent, you want the best care for your cat without nasty financial surprises. So we’re putting our cards on the table.

Here you can see what Lassie customers in Sweden pay on average for their cat insurance, based on our current portfolio data (December 2025).

Right now, the average monthly price for a veterinary care insurance with Lassie for a cat is 224.75 kr.

Just like cats are different, insurances are too. The price of your cat insurance depends on your specific cat, where you live and the level of cover you choose. Let’s take a closer look.

What affects the price of your cat insurance?

We don’t leave prices to chance – they’re based on clear and fair factors. Every cat is different, and that affects the premium. Here are the most important ones:

• Breed: Some cat breeds are more prone to health problems than others.

• Age: It’s usually cheaper to insure a kitten than to start insurance for an older cat.

• Indoor or outdoor cat: A cat that spends time outdoors generally has a higher risk of injuries than an indoor cat.

• Where you live: Vet prices and how often people go to the vet can differ between regions in Sweden.

• Gender and neutering: Cats that are neutered have a lower risk of certain diseases.

• Your choice of cover: The deductible you choose and the size of the insurance package affect the price.

Cover for different needs – a comparison of our plans

From a solid basic cover to a more comprehensive solution: you decide which level suits you and your cat. The price per month or year depends on which plan you choose (Bronze, Silver or Gold).

Here are our lowest prices for the different levels (January 2026):

• Bronze: From 57.75 kr/month

• Silver: From 89.83 kr/month

• Gold: From 131.58 kr/month

Our data shows that most cat parents choose Silver – a plan that aims for a good balance between price and level of cover.

Cat insurance prices for different breeds

Here you’ll find examples of our lowest prices for some of the most common cat breeds in Sweden.

• Mixed/housecat: From 57.75 kr/month (From 693 kr/year)

• Ragdoll: From 75.08 kr/month (From 901 kr/year)

• Bengal: From 75.08 kr/month (From 901 kr/year)

• European Shorthair: From 75.08 kr/month (From 901 kr/year)

• Neva Masquerade: From 75.08 kr/month (From 901 kr/year)

• Devon Rex: From 75.08 kr/month (From 901 kr/year)

• Maine Coon: From 83.75 kr/month (From 1,005 kr/year)

• Birman: From 83.75 kr/month (From 1,005 kr/year)

• Sphynx: From 83.75 kr/month (From 1,005 kr/year)

• British Shorthair: From 93.58 kr/month (From 1,123 kr/year)

• Siberian Cat: From 93.58 kr/month (From 1,123 kr/year)

• Norwegian Forest Cat: From 93.58 kr/month (From 1,123 kr/year)

• British Longhair: From 93.58 kr/month (From 1,123 kr/year)

Three real-life examples

Theory is nice – but real numbers are better. To give you a clearer picture of how the price can vary, we’ve created three realistic examples (January 2026).

Lower price

• Breed: Mixed (housecat)

• Age: 0 years

• Gender: Female, neutered

• Plan: Bronze

• Deductible: 3,500 kr + 25%

• Location: Älvsbyn

• Lifestyle: Indoor cat

• Price: 57.75 kr/month (693 kr/year)

Mid-range price

• Breed: Ragdoll

• Age: 4 years

• Gender: Male, not neutered

• Plan: Silver 60,000 kr

• Deductible: 1,500 kr + 25%

• Location: Trollhättan

• Lifestyle: Indoor cat

• Price: 231.08 kr/month (2,773 kr/year)

Higher price

• Breed: British Shorthair

• Age: 6 years

• Gender: Male, not neutered

• Plan: Gold

• Deductible: 3,500 kr + 15%

• Location: Malmö

• Lifestyle: Outdoor cat

• Price: 887.75 kr/month (10,653 kr/year)

(Please note: These are only examples. You can always see your exact price in your price calculation – with no obligation.)

What will your cat insurance cost?

Find out what it costs to insure your four-legged friend with Lassie – quickly and easily.