Compare dog insurance

The insurance is valid in the Nordic countries. It also applies to temporary stays of a maximum of one year throughout the world, where the animal may be brought back and forth without being quarantined according to the Swedish Board of Agriculture's regulations.

Yes, we do! Your veterinarian has the possibility to directly report an injury to us weekdays from 08-17 (except holidays).

When the claim is settled directly, you won't be out of pocket and you'll only have to pay for the fixed and variable excesses. Lassie settles the rest directly with the vet - great, eh?

Read more about direct settlement here.

Our deductible period is 365 days. You pay the fixed excess not more than once per insurance year, regardless of the number of visits to the vet. You pay the variable excess on each claim.

You pay the excess on each claim. Dog insurance with Lassie offers both fixed and variable deductible options. The deductible you have is stated in the insurance policy.

The fixed deductible means that you pay a fixed cost at the time of the veterinary visit. If the cost of the visit exceeds the deductible amount, you then pay a percentage of the total amount to the vet. Lassie will then reimburse you for the excess.

Example of a deductible for dog insurance:

• Let's say your vet visit costs 12 000 SEK. You have a fixed deductible of 1 900 SEK and a variable deductible of 15%.
  

• You pay:
  1 900 SEK (fixed excess) + 1 515 SEK (variable excess calculated on 10 100 SEK (12 000 kr - 1 900 SEK )) = 3 415 SEK
  

• Lassie reimburses the remaining amount:
  8 585 SEK

With a higher deductible, Lassie pays out a smaller amount for each claim, which means you get a lower insurance price for your dog insurance with us. With a low deductible, Lassie pays out a larger amount at each claim, which means you don't have to pay as much at the time of the claim but you get a higher insurance price on your insurance with us.

Our deductible period is 365 days. You pay the fixed excess not more than once per policy year, regardless of the number of visits to the vet. You pay the variable excess at each claim.

We do not reimburse costs from previous complaints (usually something your animal has been treated, medicated, examined or shown symptoms for within the last 24 months).

Read about previous complaints, pre-existing conditions and hidden defects in our terms and conditions.

Hidden defect in a puppy means with a disease or defect that has developed prior to examination by a vet but has not been detected at the inspection.

Our dog insurance covers hidden defects for your Swedish-born puppy if your puppy was successfully examined by a vet and then have been continuously insured for veterinary care since before the age of 120 days. If your dog has not been examined by a veterinarian before 120 days of age, a waiting period of 12 months applies from the date the insurance started.

An accident is a sudden event that affects your pet physically. Like your cat falling out of a tree.If your pet swallows a foreign object or is exposed to an acutely poisonous substance, that also counts as an accident.

Illness that occurs during the waiting period does not count as an accident.

For more information, please take a look at our policy conditions.

The risk of dog insurance is affected by the age of the dog, which means that the price of the insurance increases slightly with age. We cannot say exactly how much as we also take into account general price increases, of which veterinary costs are one aspect.

But with that said, we work hard not to make any big price changes. We promise to let you know in advance about any price increases.