Deductible is what you pay for each claim and Lassie gives you several options for both fixed and variable deductibles. Your policy will state which excess you have chosen for your cat insurance.

Your fixed excess for cat insurance is deducted directly at the time of the veterinary visit. Thereafter, if the veterinary costs exceed your excess, you pay a percentage of the remaining amount, which is then called the variable excess. The remaining amount for your claim is what Lassie pays out.

Example of deductible:
Let's say your veterinary visit costs 12 000 kr. You have a fixed deductible of 1 500 kr and a variable deductible of 15 %.

• You pay:
  1 500 SEK (fixed deductible) + 1 575 kr (variable deductible calculated on 10 500 kr (12 000 kr - 1 500 kr )) = 3 075 kr
  

• Lassie will reimburse the remaining amount:
  8 925 kr

If you have a higher deductible on your cat insurance, Lassie will pay out a smaller amount for each claim. This means that your cat insurance will have a lower insurance price. If you choose a low deductible, Lassie will reimburse a larger amount at the time of the claim. This means that your cat insurance will have a higher insurance price. You choose the deductible that best suits you and your situation.

The deductible period for cat insurance is 365 days. This means that you pay your fixed excess not more than once per policy year. Your variable excess is paid in turn on each claim.

The price of your cat insurance is affected by the size of the excess.

With a high excess, we pay out a smaller amount each time a claim is made, which means you get a lower insurance price each year. With a low deductible, we pay out a larger amount on each claim, which means you'll get a higher price for your cat insurance. Choose the excess that suits you and your situation.

Get a quote to see how all your choices will affect your price!

Insurance for cats has a deductible period of 365 days. You pay the fixed excess not more than once per insurance year, regardless of the number of visits to the vet. You pay the variable excess on each claim.

Monthly payments: A first payment is made in connection with the start of your insurance period. Then money is withdrawn on the 28th of each month.

Annual payments: Payments are done in connection with the start of the insurance period.

Depending on how you choose to pay, the money might leave your account a few days later. You can find information about your payments in our payment portal.

Your cat insurance starts from the start date you choose when you buy our insurance.

If you choose 'Moving Assistance' when you buy our cat insurance, we'll help you switch from your current policy. In this case, your cat insurance with us will start when your commitment period expires on your current policy.

Lassie's cat insurance offer direct settlement. If your cat needs to see a vet, we can take a claim directly, weekdays from 8am to 5pm (except public holidays).

With direct settlement, you avoid paying expensive costs directly to the vet and only pay your fixed and variable deductible. The remaining amount is settled by Lassie and the vet - easily and safely!