Best pet insurance in Sweden 2026 – how to choose the right cover
Finding the right insurance for your dog or cat isn’t always easy, even though there are many pet insurance options in Sweden. To find the best pet insurance for your animal in 2026, start by thinking about which factors matter most to you – then compare which policy actually meets those needs. You’re welcome to read our guide to choosing pet insurance!
We’ve noticed that some questions come up again and again when pet parents compare policies. Two of the most common questions Swedish dog and cat owners ask are: “Which pet insurance is best?” and “How satisfied are other customers?”. In this article, we’ll help you find the answers to exactly those questions.
Which pet insurance is best in Sweden 2026?
“One size fits all” rarely works – and the same goes for pet insurance. There isn’t one single policy that’s best for everyone. However, there are some factors that are especially important for most dog and cat owners. The internet is full of comparison sites that name “best in test” insurers based on these factors. We prefer to highlight the comparison from the Swedish Consumers’ Insurance Bureau (Konsumenternas Försäkringsbyrå) instead.
The Swedish Consumers’ Insurance Bureau
The Swedish Consumers’ Insurance Bureau is an independent foundation that shares facts and guidance on insurance. Their experts also compile comparison tables that make it easy to compare cat and dog insurance policies in Sweden.
Lassie’s Gold dog insurance package is top‑ranked in the comparison
Once again, Lassie’s Gold package (previously called Stor) has earned a top position in the Swedish Consumers’ Insurance Bureau’s comparison of dog insurance. With 4.5 out of 5 points, Lassie is among the top‑ranked dog insurances for the fourth year in a row (2022–2025).
Cat insurance policies aren’t given scores, but they are compared. Have a look at the Swedish Consumers’ Insurance Bureau’s website for clear overviews and comparisons.
How do the experts assess pet insurance?
The Swedish Consumers’ Insurance Bureau evaluates pet insurance based on the policy terms. When they score different policies, they focus on the factors that matter most to the average consumer. The main areas they look at are:
Veterinary care compensation: The single most important factor when pet insurances are compared.
More comprehensive veterinary care: Cover for, among other things, advanced diagnostics (such as MRI and CT), medicine and rehabilitation.
Life insurance: The life insurance amount is central in this assessment.
More factors that make a pet insurance great
The Swedish Consumers’ Insurance Bureau compares the policy terms, which is a very good starting point. But there are also other factors that affect which insurance is the best fit for you and your pet.
For many people, price is a deciding factor. Take a look at our lists with example prices for insuring popular dog breeds with Lassie in 2026 and what it can cost to insure common cat breeds with Lassie in 2026. Another important factor is how happy existing customers are.
Very high customer satisfaction according to SKI
Strong cover on paper doesn’t mean much if the service doesn’t hold up in real life. That’s why the Swedish Quality Index (Svenskt Kvalitetsindex, SKI) carries out an independent survey of customer satisfaction in pet insurance every year. For the second year in a row (2024 and 2025), Lassie has taken first place in the pet insurance category. The SKI report is based on nearly 2,000 interviews with pet insurance customers. While overall satisfaction in the market fell in 2025, Lassie stayed at the top with 78 out of 100 points (market average: 64.2). A score above 75 indicates a strong relationship between customer and company.
What do Lassie’s customers appreciate most?
In September 2025 we carried out an online survey and asked 3,031 of our customers in Germany what they thought about us. These are some of the things they appreciated most about Lassie:
Simplicity and ease of use: Customers value the smooth digital experience in the app – without complicated paperwork.
A proactive partnership: Our preventive way of working that helps pet parents reduce the risk of injuries and illnesses.
Speed and care: Claims are handled quickly, often with direct settlement, combined with support that customers describe as accessible and human.
Which of our plans is best for you?
Lassie offers clear, flexible solutions that you can adapt to your life. You can choose between three levels of cover – all include veterinary care, but they differ in compensation levels and what’s included. Read our policy terms for details and more information about limitations and waiting periods. And feel free to contact us if you have any questions.
Bronze: Solid basic protection
Covers veterinary costs up to SEK 30,000 per year.
Dental care: Includes cover for accidents and TR (FORL).
Digital vet calls: Included.
Hidden faults: Included (see terms).
Deductible: Choice of fixed and variable deductible levels.
Silver: The all‑round package
Veterinary care cover up to SEK 120,000 per year.
Includes compensation for medicine (up to SEK 6,000/year) and rehabilitation (up to SEK 6,000/year).
Advanced diagnostics: Included (e.g. MRI and CT).
Special cover: Includes prescription food (up to SEK 3,000/year), milk teeth and C‑sections.
Dental care, digital vet & hidden faults: Included (see terms).
Gold: Our most comprehensive protection
Veterinary care cover up to SEK 160,000 per year.
Compensation for medicine (up to SEK 160,000/year) and rehabilitation (up to SEK 12,000/year).
Special cover: Includes prescription food (up to SEK 6,000/year), radiation and chemotherapy, milk teeth and C‑sections.
Dental care, digital vet & hidden faults: Included (see terms).
Selectable deductible levels for all plans. Life insurance, cover for previous conditions and breeder insurance can be added as optional extras.
See your price now.No restrictions on breed or age
Lassie stands for inclusion. We have no breed restrictions and no age limits for our veterinary care insurance. All dogs and cats are welcome and get access to equally comprehensive cover, regardless of breed or age. For pets with a higher risk of certain conditions, this can mean a higher price. Read more about how pricing works in our articles on the cost of insuring popular dog breeds with Lassie in 2026 and the cost of insuring popular cat breeds with Lassie in 2026.
More than just insurance: Lassie’s preventive programme
What really sets Lassie apart is our focus on preventing injuries and illnesses before they happen. In the Lassie app, you can learn more about your dog’s or cat’s health. That pays off in two ways:
More knowledge can reduce the risk of illnesses and injuries.
You collect points that can be turned into a discount of up to SEK 500 on your annual insurance price.
