Pet Insurance reinvented
Total peace of mind with top rated coverage, unlimited digital vet access and GPS & activity tracking.

Get a 0 kr* Tractive tracker with your insurance!

How it works
Why pet parents love Lassie?
Why 2M pet parents love Tractive?
+1 million insured paws
Which insurance is best for you?

Bronze
A basic protection for veterinary care
Coverage
30 000 kr/year
- Up to 365 days deductible period
- No breed or age limitations

Silver
All the essentials at a reasonable price
Coverage
60 000 kr (customisable)
- Everything in Bronze plus
- Medicine, rehab, feed, advanced diagnostics and soft teeth

Gold
Reimburses large healthcare costs
Coverage
160 000 kr/year
- Everything in Silver plus
- Higher reimbursement for medicine, rehab and feed

Bronze
A basic protection for veterinary care
Coverage
30 000 kr/year
- Up to 365 days deductible period
- No breed or age limitations

Silver
All the essentials at a reasonable price
Coverage
60 000 kr (customisable)
- Everything in Bronze plus
- Medicine, rehab, feed, advanced diagnostics and soft teeth

Gold
Reimburses large healthcare costs
Coverage
160 000 kr/year
- Everything in Silver plus
- Higher reimbursement for medicine, rehab and feed

Why hundreds of thousands of paws are insured with Lassie?
Preventive
Preventive
Access vet certified courses and get rewarded with lower priceAward-winning
Award-winning
Sweden's most satisfied animal insurance customers 2024 and 2025 by SKISmooth
Smooth
Service all days 8-21 and fast refundsVet support
Vet support
Unlimited vet video callsInclusive
Inclusive
No age or breed restrictionsMulti-pet discount
Multi-pet discount
10%, 15%, or 20% when you insure two, three or more petsPet insurance
Yes, we have direct settlement and we also have good opening hours for it. With Lassie pet insurance, your veterinarian has the opportunity to directly report an injury to us during weekdays 8 AM to 5 PM (with the exception of holidays).
You don't have to spend money when the damage is settled directly and you only have to pay for the fixed and variable deductible. The rest Lassie solves directly with the veterinarian - great, right?
Want to know more? Read more about direct settlement here.
The insurance is valid in the Nordic countries. It also applies to temporary stays of a maximum of one year throughout the world, where the animal may be brought back and forth without being quarantined according to the Swedish Board of Agriculture's regulations.
Need help with your pet insurance? Contact us via the chat in the app or the website!
Deductible is the part of the cost that you have to pay yourself at each veterinary visit. Lassie offers different options for fixed and variable excess and the excess you have chosen is shown in your policy. The remaining amount is the compensation that we at Lassie pay out.
You choose a fixed and a variable deductible. If the cost of the visit exceeds your fixed deductible amount, you also pay a percentage of the amount that remains, a variable deductible.
Example of a deductible for dog insurance:
Let's say your vet visit costs 12 000 SEK. You have a fixed deductible of 1 900 SEK and a variable deductible of 15%.
You pay: 1 900 SEK (fixed excess) + 1 515 SEK (variable excess calculated on 10 100 SEK (12 000 kr - 1 900 SEK)) = 3 415 SEK
Lassie reimburses the remaining amount: 8 585 SEK
With a high deductible, Lassie pays out a smaller amount for each claim, which means you get a lower insurance price with us. With a low deductible, Lassie pays out a larger sum for each claim, which means you get a higher insurance price with us. Choose the deductible that you think suits you and your situation.
We have a deductible period of 365 days. You pay the fixed deductible only once per insurance year, regardless of the number of visits to the vet. However, you pay the variable deductible at each veterinary visit.
Lassie's deductible period starts at the beginning of the insurance year and is 365 days. With Lassie pet insurance, you pay a fixed deductible once per deductible period (once per insurance year) regardless of the number of visits to the vet during that period. However, you pay a variable deductible for each claim.
Yes, we cover hidden defects if your Swedish-born puppy or kitten has been examined by a vet in Sweden who issued a Swedish vet certificate without comment, was insured before 120 days of age and continues to be insured without interruption after that. If your pet has not been examined by a veterinarian before 120 days of age, a waiting period of 12 months applies from the date the insurance started.
A hidden defect means that a disease or defect has begun to develop before examination by a veterinarian but is not detected during a veterinary inspection.
Lassie pet insurance has a waiting period of 14 days, which means that the insurance does not cover illnesses in your animal that have shown up within 14 days of the pet insurance being started.
The waiting period does not apply in the event of an accident.
For a puppy or kitten that is insured before it is 120 days old, the pet insurance applies immediately (without a waiting period of 14 days) if there is a veterinary certificate without remarks. The veterinary certificate may not be more than ten days old.
If you switch to Lassie pet insurance directly from another Swedish pet insurance, the insurance applies immediately without a waiting period, provided that the scope of the pet insurance is the same. If, on the other hand, you switch to a higher cover with us, there will be a waiting period, but only on the increase.
For caesareans, a waiting period of 60 days applies at Lassie.
The insurance price will increase slightly with age because the risk is affected by the age of the dog or cat. However, it is not possible to say exactly how much it increases. We also need to take into account general price increases, for example increased veterinary care costs.
But with that said, we work hard not to make any big price changes. We promise to let you know in advance about any price increases.
In the context of pet insurance, accident refers to a sudden external event that affects the animal physically. An accident is also equated with the animal having swallowed a foreign object or having been acutely poisoned by poison supplied from the outside.
If your dog or cat has an accident, this means, for example, if your dog swallows a foreign object or if your cat falls from a tree. Illness that occurs during the waiting period is not counted as an accident.
Do you want more information about accidents? Then you are welcome to take a look at our insurance conditions.
The sum that we at Lassie can reimburse you with per year for veterinary care is our veterinary care amount. The veterinary care amount applies per insurance year and when your pet insurance is renewed, your amount is also restored. Our Bronze, Silver and Gold insurance packages have three different maximum limits:
Bronze: 30 000 SEK
Silver: 60 000 - 120 000 SEK
Gold: 160 000 SEK
If you have more than one animal, you can always add an animal to your current pet insurance in our app and on the website.
If you already have another dog or cat insured with us and buy a new pet insurance on the web, you need to connect with BankID again in the Lassie app for the insurance to appear there if you used different emails.
You can buy Lassie pet insurance for your puppy or kitten from the age of six weeks.
You can buy pet insurance from Lassie without a veterinary certificate. The waiting period is then 14 days for illness, but for accidents the pet insurance applies immediately. Remember that you can only buy pet insurance when the dog or cat is in Sweden.
Since it is an imported dog or cat, we would like to draw your attention to this:
The pet insurance does not apply to disease caused by parasites and/or disease caused by infection that the dog or cat brought with it when it was brought to Sweden. The pet insurance also does not apply to damage and/or problems that the dog or cat brought with it when it was taken to Sweden.
The first payment is made when the insurance starts. If you have chosen annual payment, the full payment will be deducted at that time. If you have chosen monthly payment, subsequent payments will be made on the 28th of each month.
Upon renewal: Annual payment is deducted at the beginning of the new insurance year. With monthly payment, the payment is continued to deduct money on the 28th as usual.
The exact day the money leaves your account may vary slightly depending on the chosen payment method.
No, the insurance does not cover loss of income.
You do not have to choose the same pet insurance as your breeder, so you can choose Lassie regardless of the breeder's insurance. If you insure your puppy or kitten before it is 120 days old (approx. 17 weeks), the pet insurance applies immediately (without a waiting period). However, it is required that there is a Swedish veterinary certificate that is unremarkable. The certificate also needs to be issued within ten days of the animal insurance starting.
You can insure your puppy or kitten from the age of six weeks with Lassie.
Lassies dog insurance 'Stor' received the highest score by Konsumenternas with a rating of 4.5 out of 5. Konsumenternas is an independent organization that reviews and compares insurance policies to provide you, as a consumer, with reliable guidance. Their ratings are based on in-depth analyses of the insurance terms and customer satisfaction, ensuring that you can trust your choice of insurance.
The board of Konsumenternas försäkringsbyrå includes representatives from the Swedish Consumer Agency, the Financial Supervisory Authority, and consumer organizations, ensuring that their ratings always reflect the best interests of consumers.
Konsumenternas comparisonNo, you can also take out Lassie surgery and health insurance without ordering a Tractive tracker and subscription. Of course, you can also take out a subscription to Tractive without being a Lassie customer. This is just a great offer to you as part of our partnership with Tractive, because sufficient exercise and activity for your dog or cat has been proven to prevent many health problems.
You must have or are taking out active Lassie surgery or health insurance for your dog or cat (not valid if you have only taken out liability insurance with Lassie).
You must take out a minimum 1-year Tractive subscription, which starts at €5/month.
If your Tractive subscription ends, you must return the tracker device to the following address, as it will only be provided at a reduced price of €0 as part of an active Tractive subscription:
Lassie AB Zweigniederlassung
Münzstrasse 21, front building
10178 Berlin
Germany.You have to link the Tractive tracker with the Lassie app, track your pet's activity and thus participate in our permanent points bonus program to keep your dog or cat as healthy as possible.
Of course. Each of your furry friends deserves enough activity and exercise and we and Tractive want to support you in this. Go through the process in the Lassie app to order the Tractive tracker once for each animal - first select the insurance of the animal for which you would like to order a Tractive tracker in the Lassie app.
The tracker is supplied by Tractive GmbH, Poststraße 4, 4061 Pasching, Austria (‘Tractive’). Accordingly, Lassie is not liable for any contractual obligations between you and Tractive, nor does Lassie assume any product liability for the tracker.
If you have any questions about your Tractive tracker, please contact Tractive directly. For example, visit the Tractive Help Centre on the Tractive website or contact Tractive Customer Service. We, Lassie, are there for you in all matters relating to your pet insurance or the Lassie app - from Monday to Saturday from 8 am to 10 pm. In our chat on the website or in the app, we answer you in less than a minute.

