Insure your dog
Should I insure my dog?
Yes — dog insurance is one of the smartest investments you can make for your four-legged friend. Veterinary care in Sweden is of very high quality, but it can also be costly. With insurance, you never have to worry about whether you can afford treatment if your dog becomes ill or injured — you can simply focus on your dog’s recovery.
Why dog insurance matters
Even the healthiest dog can suddenly need veterinary care. Accidents can happen at the park, during play, or on a walk in the forest. Illnesses such as ear infections, stomach problems, or allergies are also common — and in some cases, dogs can develop chronic conditions that require lifelong treatment. Without insurance, these visits and treatments can quickly add up to thousands of kronor.
With a good insurance plan, you get financial protection and peace of mind. You know that help is available if something happens, whether it’s a routine visit or emergency care in the middle of the night.
How dog insurance works in Sweden
Most insurances cover:
Veterinary care for illness and accidents
Medicines prescribed by a veterinarian
Surgery and rehabilitation if needed
The exact coverage and reimbursement level depends on the policy you choose. That’s why it’s important to compare different options and select the insurance that best fits your dog’s age, breed, and lifestyle.
When should I insure my dog?
The best time to insure your dog is as early as possible — ideally when your dog is still a puppy. If you wait until your dog has developed an illness or injury, that condition may be excluded from future coverage. By insuring early, you ensure that your dog is fully protected for life.
