What about veterinary certificates?

If your puppy is insured before they're 120 days old, cover starts straight away – no 14-day wait – provided we have a veterinary certificate with no remarks. The certificate needs to be no more than 7 days old when the insurance begins. So, make sure your chosen start date is within 7 days of the certificate being issued. If we don't receive a veterinary certificate, there will be a 14-day waiting period.